A comprehensive, supportive platform designed to help UK individuals manage debt, calculate surplus income, and navigate the bankruptcy process with ease and clarity. Feeling overwhelmed by debt? Debtrupt gives you a clear plan, the right tools, and the confidence to take back control — step by step.

UK debt & bankruptcy guidance

What is Debt Management Plan (DMP)?

Bankruptcy Process

An informal arrangement to repay your debts at an affordable monthly rate, usually set up free through a debt charity.

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Related Bankruptcy Process terms

Administration Order

A court order allowing you to pay missed debts through the court in one affordable monthly payment, usually used for CCJs under £5,000.

Asset

Anything you own that has monetary value — for example property, vehicles, savings or jewellery.

Bankruptcy

A legal process that writes off most of your unsecured debts if you cannot pay them, usually lasting one year from the date of the order.

Debt Relief Order (DRO)

A formal debt solution for people with low debt (currently under £20,000), very little income and no assets. It freezes debts for 12 months then writes them off.

Debtor

The person who owes money — used in legal letters and court documents to mean you.