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South West

Debt help in Devon

Devon includes Plymouth, Exeter, Torbay and the surrounding districts. Free, no-judgement debt help is available across the whole county by phone and online from national charities that know the local courts.

Towns in Devon

Plymouth

Council tax arrears and energy debts are common across Devon. The County Court in Plymouth deals with bankruptcy, but you apply online at GOV.UK. If you rent, have minimal assets and debts under £30,000, a DRO may suit you better than bankruptcy.

Free national debt help

These charities help everyone in Devon — you can reach them by phone or online right now.

StepChange Debt Charity

Free, confidential debt advice and managed plans across the UK.

0800 138 1111 Visit website

National Debtline

Free, independent advice run by the Money Advice Trust.

0800 808 4000 Visit website

Citizens Advice

Free advice on debt, benefits and legal problems, in person and online.

0800 144 8848 Visit website

Business Debtline

Free advice if you are self-employed and struggling with debts.

0800 197 6026 Visit website

Find your nearest court on GOV.UK

Devon — debt help questions answered

Is debt advice free in Devon?

Yes. National charities such as StepChange and National Debtline offer free, confidential debt advice to everyone in Devon by phone and online — you never pay for their help.

Where do I file for bankruptcy if I live in Devon?

Bankruptcy is filed online at GOV.UK and the £680 fee is paid there. Your nearest County Court deals with the petition — use the GOV.UK court finder to locate it, and take free advice before applying.

Can I get face-to-face help in Devon?

Yes — Citizens Advice offers face-to-face debt advice across Devon, and national charities run local outreach. For most people, phone or online advice is the fastest way to start.