Prepare your filing
Everything you need to walk into the GOV.UK portal with confidence — documents checked, actions done, expenses mapped out.
Document checklist
Tap each item to mark it gathered.
Pre-filing actions
Smart moves before you submit. Tick them off as you go.
GOV.UK filing walkthrough
The official portal is apply-for-bankruptcy.service.gov.uk — always file through the official GOV.UK portal. Do not use intermediaries who charge for filing on your behalf.
Allowable expenses (SFS framework)
The Official Receiver uses the Standard Financial Statement. Know what counts.
fixed
- • Rent / mortgage
- • Council tax
- • Utilities
- • Insurance
- • Childcare
flexible
- • Groceries £600–750/mo (family of 4)
- • Clothing £100–130/mo
- • Entertainment £75–115/mo
work
- • Fuel
- • Phone
- • Accounting software
- • Home office
Not allowed
- • Side-project costs
- • Non-revenue ads
- • Luxury subscriptions